How to increase the limit of online bank transfer？

In today’s digital financial era, online bank transfer has become one of the important ways of people’s daily capital transactions. However, sometimes the bank’s default online bank transfer limit may not meet the needs of individuals or enterprises. So, how to increase the online bank transfer limit?

First of all, it needs to be clear that different banks may have different regulations and procedures for increasing the online bank transfer limit. But generally speaking, the following methods are more common:

Go to the bank counter: this is a more direct and effective way. Bring your valid ID card and bank card, go to the bank’s business outlets and apply to the staff to increase the online bank transfer limit. The staff will evaluate your account, credit history and other factors, and handle the corresponding procedures for you.

Apply through online banking or mobile banking: Some banks provide the function of online application to increase the transfer limit. You can log in to online banking or mobile banking, look for options such as "transfer limit adjustment" in relevant settings or service pages, and follow the system prompts. Generally, you need to fill in some necessary information, such as your identity information, contact information, and the amount of the limit you are applying for.

Upgrade the level of bank accounts: Some banks will classify their accounts into different levels according to the customer’s account activity, capital scale and other factors, and different levels of accounts will enjoy different transfer limits. By increasing the capital flow of the account and handling more financial services, the account level will be upgraded, so as to obtain a higher transfer limit.

Provide relevant supporting materials: If your transfer demand is large, the bank may ask you to provide relevant supporting materials, such as income certificate and transaction contract, to prove the rationality and necessity of increasing your transfer limit.

Let’s take the transfer limit adjustment method of a bank and another bank as an example to make a simple comparison for you:

It should be noted that in the process of increasing the online bank transfer limit of banks, it is necessary to ensure the security of their own accounts and not to disclose account information and passwords at will. At the same time, rationally plan the use of funds to avoid potential risks caused by excessive transfer limit.

In short, to improve the online bank transfer limit of banks, it is necessary to choose the appropriate method according to the bank’s regulations and its own actual situation, and operate according to the corresponding process. I hope the above contents are helpful to you.

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.