CCTV News:In Quzhou City, Zhejiang Province, there is a post-90s youth named Mao Hantao. He suffers from congenital cerebral palsy, with muscular atrophy in both legs and difficulty in walking. The fingers of both hands are almost stiff, and only the index finger of his right hand can move. Although his IQ is normal, he dropped out of school at home after graduating from junior high school because of his health and other reasons.

　　　　　　 At school, Mao Hantao was good at writing. At home, he sometimes made up some short stories about his feelings. He used his only movable finger to type. In this way, he spent nine years, and has created more than 2 million words of novels so far, knocking out a sky for his writer’s dream.

　　　　　　 Two or three crosses wrote two million words in one minute.

　　　　　　 Mao Hantao is a post-90s generation. Only his right hand is flexible, and his left hand can’t type at all. So he can only knock with one thumb, maybe twenty or thirty words a minute. He keeps writing novels, changes them if he is not satisfied, and then deletes them and rewrites them if he is not satisfied. Delete write, write delete like that … … Then step by step to achieve their own satisfactory state.

　　　　　　 At that time, when I started writing, I didn’t intend to publish it at all. Then I wrote about 500,000 to 600,000 words and posted them on that Baidu Post Bar. Mao Hantao had several QQ groups, and people in their QQ groups said, Your writing is not bad, and your writing is not bad. Why not publish it … … Then he wanted to try it, and then he went to the domestic novel website and published it on their platform, with about 38 thousand hits. After the novel was written, he got the money, and the manuscript fee was 1400 yuan. After getting it, Mao Hantao was also happy all day.

　　　　　　 Mao Xiaotao’s father Mao Xiaobo: "It is also his own hobby that children can write now. We also feel very happy. We also hope that he can stick to his hobby and change his life through his hobby."

　　　　　　 Write your own shadows and dreams into the novel.

　　　　　　 We might as well read a short paragraph: "Time has passed, and in a blink of an eye, things have changed, and things have changed … … Everything, unconsciously, is branded in everyone’s heart — — It’s called the brand of time. One man, one sword. No one knows how long this man has been by this well … … Maybe even he must have forgotten? "

　　　　　　 This is a fragment from Mao Hantao’s novels. Mao Hantao feels that his style of writing has the shadow of his idol Jin Yong, while the hero has his own shadow. He said that the protagonist is a slow learner, but he is very diligent, and finally he is recognized by the underworld and the divine world. Here are his shadows and dreams.

　　　　　　 Mao Hantao said that the protagonists in his novels usually have one thing in common, that is, the little people at the bottom of society are not good at anything and can’t do anything well, and later they succeeded through hard work. Just like himself. Now he has finished a novel with a length of 1.29 million words, which is definitely not the end of Mao Hantao’s dream. He is writing several novels at the same time, including basketball and other themes. Mao Hantao said, "I am an upward young man, and I am willing to strive for the top. I also hope that I can become a writer who can support my family, and I hope that girls will like me. Although this is a bit difficult, I will work hard for it." May his dream come true.

Si Haiying Zuo (Xinhua News Agency)

　　By the end of July this year, the loan balance of small and micro enterprises nationwide was 40.83 trillion yuan, an increase of 10.62% compared with the beginning of the year & mdash; This is the transcript of financial services for small and micro enterprises this year. Small and micro enterprises are the main components of the market with over 100 million households in China, and they are also the capillaries of the market economy. However, in the past, banking financial institutions were reluctant to lend, afraid of lending and unwilling to lend to small and micro enterprises. In recent years, the relevant departments have introduced a series of differentiated policies from the aspects of credit supply, capital supervision, bad tolerance and due diligence exemption, so that banks can "dare to lend, be willing to lend, be able to lend and be willing to lend".

　　Growth rate and number of small and micro loans in Shuang Sheng

　　This year, the first batch of supply chain bills in China, the first standardized bill for private enterprises, and the Suzhou Experimental Zone for Digital Credit Investigation of Small and Micro Enterprises … … In Jiangsu province, where the number of small and medium-sized enterprises exceeds 3 million and accounts for more than 90% of the total number of enterprises, these financial innovations have continuously broadened the financing channels for small and medium-sized enterprises.

　　Guo Xinming, president of Nanjing Branch of China People’s Bank, said that through the long-term mechanism and capacity building of "dare to lend, be willing to lend, be able to lend", the related work has achieved remarkable results. At the end of July, the balance of local and foreign currency loans of financial institutions in the province was 15.1 trillion yuan, up 16.4% year-on-year, and the growth rate was 1.8 percentage points higher than that of the same period last year.

　　In Sichuan Province, there are more than 4.8 million individual industrial and commercial households, accounting for more than 70% of the market participants. The People’s Bank of China, together with the Market Supervision Bureau and the Private Office, launched the "Financial Manna" action plan for individual industrial and commercial households, focusing on individual industrial and commercial households without loans, and carried out the cultivation of first loan financing; Promote the improvement of financing level for individual industrial and commercial households with loans. By the end of July, the loan balance of individual industrial and commercial households in Sichuan was 284.5 billion yuan, a year-on-year increase of 14.8%, which was higher than the average growth rate of various loans. The number of new loan households is 58,000.

　　"Under the guidance of supervision and the joint support of various policies, banking financial institutions have continued to increase innovation, and the credit supply of small and micro enterprises has shown a rapid growth trend." Mao Hongjun, the first-level inspector of China Banking and Insurance Regulatory Commission inclusive finance Department, said.

　　The data shows that as of the end of July this year, the loan balance of small and micro enterprises nationwide was 40.83 trillion yuan, an increase of 10.62% over the beginning of the year. Among them, the balance of Pratt & Whitney small and micro enterprise loans with a total credit of 10 million yuan or less per household was 13.91 trillion yuan, nearly doubling the balance compared with the beginning of 2018; Compared with the beginning of the year, the growth rate was 19.2%, which was 10.43 percentage points higher than the growth rate of various loans; The number of households with loan balance was 23,971,600, an increase of 2,852,300 compared with the beginning of the year, and the goal of "Shuang Sheng" in terms of growth rate and number of households was achieved in stages.

　　"Dare to lend and be willing to lend" adds endogenous motivation

　　In the past, small and micro enterprise loans often faced such problems. "Why are the grassroots institutions and personnel of banks reluctant to lend and unwilling to lend? Because it is not cost-effective, low performance or no performance. Why are you afraid of lending and afraid to lend? Because of the high non-performing rate and fear of accountability. Establishing and improving the mechanism of lending to small and micro enterprises is, in the final analysis, to solve the endogenous motivation problem of banks serving small and micro enterprises. " Mao Hongjun said.

　　In recent years, China Banking and Insurance Regulatory Commission has issued a series of differentiated regulatory incentive policies and guiding measures in the aspects of capital, internal assessment, risk management and due diligence exemption, so as to solve the problems of reluctance to lend and fear of lending.

　　For example, the differentiation of funds, that is, by guiding the internal capital transfer pricing of commercial banks to give preferential loans to small and micro enterprises, solves the problem that small and micro loans at the grassroots level of banks are not cost-effective. At present, national commercial banks give loans to small and micro enterprises at least 50 basis points in the internal fund transfer pricing, and some banks’ preferential efforts have reached more than 100 basis points.

　　In terms of risk management differentiation, the regulatory policy has clearly stated that the non-performing rate of inclusive small and micro enterprise loans can be higher than the tolerance of non-performing rate of various loans within 3 percentage points. In view of this year’s epidemic situation, it is especially proposed that commercial banks can appropriately increase the tolerance of non-performing loans to branches in areas seriously affected by the epidemic situation.

　　"These differentiated guiding policies and requirements, we have specially set indicators for assessment, in order to supervise the ‘ Baton ’ Guide and urge banks ‘ Make up short board and forge long board ’ Continuously deepen the construction of institutional mechanisms. " Mao Hongjun said.

　　Strong service skills of "being able to lend and lending"

　　"Dare to lend, willing to lend" is mainly a mechanism problem, while "ability to lend, will lend" is more a problem of ability, which requires the professional service ability of banks.

　　Focus on solving the problem of "no loans". In Sichuan, the People’s Bank of China supported corporate institutions to replenish capital through multiple channels, eased the constraint of capital on credit growth, and used the central bank’s refinancing to increase banks’ low-cost loanable funds. At the end of August, the province’s refinancing balance increased by 63.2% year-on-year. From January to August, banks in the province put 232 credit products into the market, including 71 credit loan products.

　　Improve the professionalism of banking institutions’ "meeting loans". In Jiangsu, banking institutions actively carry out financial product innovation of small and medium-sized enterprises, and improve the financial service ability of "direct access to small and micro enterprises". By the end of July, 107 banking institutions in Jiangsu Province had lent 101.2 billion yuan to 105,000 small and medium-sized enterprises relying on 230 online financial products. At the same time, actively promote credit models such as "accounts receivable pledge financing", "micro-loan technology" and "credit factory" to help small and medium-sized enterprises "increase their credit coverage".

　　For talents, technology, products, information, etc., the regulators also actively promote the professional capacity building of banks. For example, in terms of technology, big data is used to help solve the bottleneck of "lack of information and lack of credit". Let banking financial institutions widely connect with information and data related to enterprises in the public sector, develop big data risk control models, conduct customer exploration, access and credit granting, and accurately "portrait" customers. On this basis, we will promote the "small micro-fast loan" model of online processing in the whole process and centralized approval of risk control in the background, effectively expanding the service coverage of small and micro enterprises. (Reporter Li Wei)

On August 1st, Gong Lixiao won the women’s shot put in Tokyo Olympic Games, which was the first gold medal of China track and field team in this Olympic Games. After the game, CCTV reporters said in an interview with Gong Lixiao that "Gong Lixiao left me the image of a woman man", and even in the interview, they asked "What are the plans for the girl’s life next?" "What about the boyfriend?" "I think he may not be able to beat you in wrist wrestling", and the interview in just a few minutes caused a heated discussion.

In the interview, the reporter seems to set the female man against the girl, but isn’t the female man also a girl? Is it only the "white, thin and young" wrapped by traditional aesthetics that is the beauty of women? Of course not. The beauty of women is not single, let alone defined by traditional aesthetic values. Gong Lixiao, as a shot putter, may not be thin, but it doesn’t mean that she is not beautiful, that she doesn’t have the right to love beauty, and that she can’t belittle the feminine beauty in her body at will. Gong Lixiao’s self-confidence, persistence and persistent pursuit of dreams shine on her, which is the strength of women and the beauty of a healthy and confident woman.

In an interview in 2015, Gong Lixiao said, "This year is the 15th year for me to practice shot put. After all, we are girls, especially when we go out, we will pay more attention to our image. But when many people see us at ordinary times, they all say’ Look at this big fat man’. Some of them don’t know us and think we are not in good shape. " Although this sentence is slightly bitter, Gong Lixiao said it with a smile. It’s not that they don’t love beauty and don’t want to be the so-called "girls" in the traditional sense. Gong Lixiao once lost 30 Jin, but her performance declined seriously because of the weight loss. In order to keep her grades, she began to gain weight, and she kept her weight only to get better grades.

After this Olympic shot put final, when asked whether she would retire, she said, "I will keep practicing until I can’t, as long as my country needs it." Gong Lixiao, 32, who has participated in four Olympic Games, touched us. We have seen divers with beautiful nails painted on the springboard of Tokyo Water Sports Center, sprinters with red hair flying in the track and field, and women’s volleyball players who were stabbed with pink hair on the court. They are female athletes and girls. They show the world the unique strength and speed of women. They confidently radiate the light and beauty of women.

"What about the boyfriend?" This is not exclusive to Gong Lixiao, but a question that many female athletes will be asked. When Yang Qian was interviewed after winning the championship twice, he was asked many times about choosing a spouse. The three-person women’s basketball team made history and won the bronze medal. Yang Shuyu, born in 2002, could not escape being questioned about the criteria of mate selection. Is the "end point" and focus of girls’ lives marriage? Of course not. Girls’ lives should not only be about love and marriage. Women also have glory and dreams, and also have the right and strength to keep fighting. Their lives should not be held hostage by looks, marriage and family. They belong to themselves, and they also have unique life values, which is the true beauty of women.

We expect the public’s eyes to stop focusing on their private lives and pay more attention to their achievements and strength: Yang Qian not only has nails and hair clips, but also the strength of world champions; Yang Shuyu is not only handsome, but also has super ability; Guo Jingjing is not only a rich daughter-in-law, but also a diving queen. The strength of these women is enough for them to stand side by side with men, and they also shine, which is the light of women and the beauty of women.

Nowadays, the beauty of women is no longer limited to the beauty of appearance under the traditional aesthetic of "Lin Daiyu style", and the strength of women is rising. Women are playing their important roles in all walks of life and becoming an indispensable part of society. Not only female athletes, every girl has the right to love beauty and the freedom to pursue beauty, but the beauty they pursue is diverse and beauty should not be defined by a single standard. Girls should not be confined to traditional aesthetics. The beauty of women can’t be denied because of their appearance. The beauty of women can’t be judged and examined by anyone. The beauty of women can only be defined by themselves.

We long for the beauty of women to be no longer solidified by a single criterion. We hope that more people will accept the diverse beauty of women. We call on the society to give more tolerance and love to women and let girls shine.

Text/Shen Yanqi (Hunan Normal University)