According to the sales data released by the Association, in December 2021, the domestic car market approved 1.122 million new cars, up 7.9% year-on-year and 10.5% month-on-month. In 2021, the cumulative sales volume of domestic car market was 10.015 million, an increase of 8% compared with 2020.

Judging from the situation of the best-selling models, unlike the independent leading role in the top ten SUV sales list, the top 10 best-selling models in the car market are mainly foreign-funded models.
(
get away
）、
、
、
The familiar Japanese family sedan is not absent, and the German family sedan that got rid of the influence of lack of core is also recovering rapidly.
and
They have been in the top ten car sales for several months in a row, plus Tesla’s electric cars.
In the top ten list of car sales in December, foreign cars accounted for 7 seats. However, the monthly sales champion in the car market in December is an independent model.
MINI EV was the only model in the domestic auto market with monthly sales exceeding 50,000 vehicles in December last year. In addition, after the replacement of Geely
And the one equipped with DM-i interpolation and mixing system
PLUS, which is also a popular independent car in the domestic automobile market, occupied a seat in the top ten car sales list in December last year.

Sgmw Hongguang MINI EV

Sales in December: 55,742 vehicles

Sales volume in December increased by 22.31%

With the ultra-low price and good product characteristics, Hongguang MINI EV has delivered amazing sales data since it was put on the market. It can be said that it has set off the hope of reviving the domestic mini-car market by its own efforts. Listed in July 2020
In that year, it won the annual sales of more than 100,000 vehicles, and in 2021, it made persistent efforts, with the annual sales approaching 360,000 vehicles, making it a well-deserved new energy vehicle sales champion in the domestic market. The strong performance of Hongguang MINI EV has attracted more and more automobile manufacturers to lay out the mini electric vehicle market. In the last year or so, many similar products have been put on the market.
National Edition, Reading
、
、
、
, Baizhi Bear,
Ice cream, etc., have gathered a considerable number of competitors in the market segment in a short time. Can anyone really challenge the market position of Hongguang MINIEV? It’s hard to say yet, but it is foreseeable that the competition in the market segments will definitely become more intense.

Hongguang MINIEV, image source: SAIC-GM-Wuling

Nissan Sylphy

Sales in December: 46,728 vehicles

Sales volume in December increased by 2.93%

Although Xuanyi lost the monthly sales champion in the car market at the end of 2021, it can easily win the annual sales champion in the car market with the annual sales data of more than 420,000 vehicles. Compared with winning the annual sales crown without any suspense, it may be another thing that made Dongfeng Nissan happier at the end of last year. The new version of Sylphy, Sylphy e-POWER, successfully tested the water. In December, 2021, Sylphy e-POWER achieved sales of 6,282 vehicles in the first full month of listing in China (during the Guangzhou Auto Show last year). As a Sylphy with a sales volume of 138,900, the market start of Sylphy e-POWER was quite successful. E-POWER is a similar extended-range power system, which is driven by a motor, and the engine is simply used to generate electricity. However, unlike extended-range electric vehicles, Sylphy e-POWER cannot be externally charged, so it does not belong to the category of electric vehicles.

Xuanyi e-POWER, image source: Dongfeng Nissan

Volkswagen LAVIDA

Sales in December: 35,905 vehicles

Sales volume in December increased by -23.41%

Chip shortage is not all bad for car companies. Take Volkswagen as an example. Due to the shortage of production capacity caused by the lack of core in mid-2021, the source of terminal cars has become tense, and the market conditions of its various models have improved significantly, and the terminal concessions for the main models have shrunk in an all-round way. LaVida is the pillar of SAIC Volkswagen in the car market. In the middle of last year, because of the shortage of car sources, LaVida’s terminal discount directly recovered about 10,000 yuan. For manufacturers, although the sales data at that time were not good-looking, the profits they got were higher. However, this situation only lasted for February and March. As the supply of LaVida gradually stabilized, the terminal discount was re-released. At present, in the terminal market, the discount of LaVida is generally above 30,000 yuan.

LaVida, image source: SAIC Volkswagen

Toyota Corolla

Sales in December: 30,677 vehicles

Sales volume in December increased by -0.47%

After the replacement of TNGA architecture, the competitiveness of Corolla’s products has been improved a lot. The rear suspension has been changed from torsion beam to independent suspension, and the active and passive safety configuration has also been improved. The market effect is immediate. After the replacement, Corolla’s market popularity has also gone further, and it can often hand over more than 30,000 monthly sales results. In addition, it is worth mentioning that in order to meet the increasingly stringent carbon emission pressure, Toyota also equipped its main model, Corolla, with a three-cylinder engine in the domestic market, but did not cancel the four-cylinder version. The three-cylinder model is aimed at users who are more sensitive to price, and the four-cylinder turbocharged model is aimed at users who have higher requirements on quality and performance. From this point of view, it must be said that Toyota has thoroughly studied the China market.

Corolla, image source: FAW Toyota

Tesla Model 3

Sales in December: 30,289 vehicles

Sales volume in December increased by 16.05%

Tesla’s brand charm is only one of the reasons why Model 3 can continue to be popular in the China market. On the other hand, it is difficult to find an opponent who can match the product strength at the same price, which is the key to this car’s killing in the terminal market. Even though there have been public complaints and user rights protection incidents, Tesla’s popularity has basically not been affected. Choose an electric car with a budget of 300,000 yuan. After going around, you will find that there are not many other better options except Tesla Model 3. At present, in the domestic electric vehicle market, Tesla Model3 in the middle and high-end market is as strong as Hongguang MINIEV in the low-end market.

Model 3, image source: Tesla

Toyota Camry

Sales in December: 27,195 vehicles

Sales volume in December increased by 7.32%

In the domestic B-class auto market in 2021, the competition for the monthly sales champion has been in Camry and
In the first half, the Accord was more dominant as a whole, while Camry won the championship with its strong strength in the second half. In December 2021, Camry was the only model in the B-class automobile market that entered the top ten list of car sales. The empowerment of TNGA architecture is definitely the most important reason for its popularity. While retaining the characteristics of Toyota’s durable and fuel-efficient products, the new generation of Camry has redesigned its appearance, breaking the stereotype of mediocre Japanese car design, catering to the preferences of young consumers with a more sporty attitude, and the accumulated user reputation in the domestic market has jointly contributed to Camry’s market performance in 2021.

Camry, image source: GAC Toyota

Geely Emgrand

Sales in December: 24,589 vehicles

December sales growth: 27.6%

From the sales trend in 2021, it can be clearly seen that Emgrand must have experienced some major events in this year. Yes, this model that once carried the banner of its own car ushered in a model replacement in 2021. Before the listing of the fourth-generation Emgrand in September last year, the monthly sales of Emgrand had dropped to around 10,000 vehicles, which was the historical freezing point in recent years (except for the situation that was seriously affected by the epidemic in February and March of 2020). Fortunately, after the completion of the replacement, the market of Emgrand recovered quickly, and at the end of last year, it had returned to a high level of nearly 25,000 vehicles per month. Using Geely’s BMA architecture, recalibrating the powertrain and replacing it with a set of similar
The shape and interior of Emgrand has also borrowed many elements from Xingrui. The change of the fourth generation Emgrand can be said to be all-round. Although the pricing has been slightly improved, the defects cannot be concealed. Emgrand has once again set off the banner of independent cars in the field of fuel vehicles.

A new generation of Emgrand, image source: Geely Automobile

Byd Qin PLUS

Sales in December: 24,287 vehicles

Sales volume in December increased by -13.73%

The reason why I want to emphasize that Emgrand has re-launched the banner of autonomous cars in the field of fuel vehicles is of course for a reason, because when Emgrand fell into the market trough before and after the replacement, new star-rated autonomous cars have appeared in the domestic new energy auto market, BYD Qin PLUS (including
and
) is one of the most representative. From the soaring sales trend in 2021, we can see how popular BYD Qin PLUS is, and this data only reflects the production volume of Qin PLUS, which is far from the actual demand of the end market. In fact, Qin PLUS, especially Qin PLUS DM-i models, have long been out of stock, and it has become normal to wait for a single half year to pick up the car. Recently, it was reported that in order to meet the strong market demand, BYD is expanding its factory in Xi ‘an (mainly producing Qin series and Song series), and Qin PLUS may bring more market surprises.

Qin PLUS dm-i, image source: BYD

Volkswagen SAGITAR

Sales in December: 23,479 vehicles

Sales volume in December increased by 10.69%

When sagitar first used the MQB platform, it was intended to make a difference in the A+ class market. Not only was the product upgraded, but the price was a little higher than that of ordinary A-class cars, but the market feedback it received was not ideal. In the end, it was only possible to stabilize sales through substantial terminal concessions, and since then it has embarked on the main cost-effective route. In 2021, FAW-Volkswagen was seriously short of cores, and its main models could not be supplied normally for several months. Sagitar was one of them, and its monthly sales once fell below 10,000 vehicles. It was not until the production capacity recovered in the fourth quarter that it surrendered the monthly sales of over 20,000 vehicles. The rapid recovery of market performance shows that sagitar has no shortage of customers in the domestic market. After all, in the A-class sedan market, sagitar’s product strength still has advantages. As long as the production capacity is guaranteed and the terminal concessions are enough, sagitar can easily rush to the high market.

Sagitar, image source: FAW-Volkswagen

Toyota Ralink

Sales in December: 21,836 vehicles

December sales growth: -4.3%

After a period of market downturn, Lei Ling was able to hand over monthly sales of over 20,000 vehicles in the last two months of last year, mainly due to the full-scale outbreak of hybrid models, especially in December last year, Lei Ling hybrid models handed over monthly sales of over 10,000 vehicles (10,232). For a long time in the past, the domestic oil-electric hybrid market has indeed been monopolized by Japanese hybrid cars, but it is quite rare that the monthly sales of hybrid models have exceeded 10,000 (in the past, the domestic oil-electric hybrid market was limited). It must be said that the independent "war" hybrid wave that emerged in 2021 made domestic consumers begin to re-understand hybrid cars, which also brought a good boost to the entire hybrid car market.

Lei Ling, image source: GAC Toyota

BYD and BYD officially went public tonight, and launched four models and two models respectively, with the price ranges of 129.8-166,800 yuan and 169.8-186,800 yuan respectively. Qin PLUS EV is positioned as a pure electric compact car, and Song PLUS EV is positioned as a pure electric compact SUV. Both new cars are equipped with BYD’s latest Ferrous lithium phosphate blade battery.

Qin PLUSEV

Qin PLUS EV adopts a brand-new EV Dragon Face design language in appearance, so it looks quite a bit like a small Chinese EV. The rear of the car also adopts a coupe-style sliding back design, which adds a lot of sporty atmosphere to the whole car. The length, width and height of the car body are 4765mm×1837mm×1515mm respectively, and the wheelbase is 2715 mm.

The interior part adopts the same design as that listed before, but the original small-size suspended full LCD instrument has become an embedded design, which creates an excellent sense of technology and exquisiteness with the design of the upper embracing cockpit and the large-size suspended central control panel.

The new car will use a motor with a maximum power of 135kW, which is matched with BYD’s latest Ferrous lithium phosphate blade battery, and the NEDC cruising range can reach 600km.

Song PLUSEV

Like Qin PLUS EV, Song PLUS EV adopts a brand-new EV Dragon Face design language, but because Song PLUS EV is an SUV model, it is more borrowed from Tang EV in design language. However, the shape of the rear of the car basically follows the design of the already listed Song PLUS DM-i, and the penetrating taillights further stretch the visual width. The length, width and height of the car body are 4705mm×1890mm×1680mm respectively, and the wheelbase is 2765 mm.

As a whole, the interior is almost the same as that of the Song PLUS DM-i, and the combination of full LCD instrument and large-size central control panel still brings a strong sense of technology. The two-color color scheme and the very stretched design lines make the interior look rich in texture.

In terms of power, the new car provides two motors, with the maximum power of 120kW(163Ps) and 135kW(184Ps) and the maximum torque of 280N·m, which are matched with BYD’s latest Ferrous lithium phosphate blade battery, and will provide two NEDC cruising ranges of 405km and 505km depending on the matching power.

Summary:

It has been more than a year since BYD’s Ferrous lithium phosphate blade battery was first released in March 2020. In addition to its more prominent safety performance, its energy density has been further improved. The two new cars listed this time will naturally be equipped with this latest blade battery. I believe that with the latest design language of BYD, they will still be the leaders of their own brand pure electric vehicles in their respective levels in the future.

CCTV News:Since the beginning of this year, the local tourism market has been heating up, and cultural tourism has been favored by people. Relying on the advantages of their own cultural tourism resources, all localities have launched special activities to attract tourists’ consumption experience. In the past weekend, the weather in Jiangxi was fine, and various scenic spots and rural tourist attractions ushered in a tourist boom.

Now is the spring bamboo shoots season. Dayuya Mountain in Ganzhou, Jiangxi Province held unique cultural tourism activities such as spring bamboo shoots competition, Hakka folk songs and folk performances, which made tourists enjoy it.

Tourists come in droves, which makes the countryside popular, and the villagers’ local products have also become the best-selling "fragrant cakes".

In yingtan, Jiangxi Province, Longhushan launched a unique collection of literary creation and elegance. The scenic spot has prepared a special creative exhibition area for tourists, so that tourists can set up stalls in the scenic spot to sell their creative ideas, which not only enriches the tourism products in the scenic spot, but also enhances the experience of tourists’ participation in tourism.

Due to the heavy rainfall in the previous period,

Causing the soil water content to be close to saturation.

Geological disasters have a certain lag,

We also need to pay attention to prevent geological disasters.

Everyone should try to avoid activities in the mountains.

(Produced by Hebei Weather)

(Hebei Meteorological Disaster Prevention and Environmental Meteorological Center)

Si Haiying Zuo (Xinhua News Agency)

　　By the end of July this year, the loan balance of small and micro enterprises nationwide was 40.83 trillion yuan, an increase of 10.62% compared with the beginning of the year & mdash; This is the transcript of financial services for small and micro enterprises this year. Small and micro enterprises are the main components of the market with over 100 million households in China, and they are also the capillaries of the market economy. However, in the past, banking financial institutions were reluctant to lend, afraid of lending and unwilling to lend to small and micro enterprises. In recent years, the relevant departments have introduced a series of differentiated policies from the aspects of credit supply, capital supervision, bad tolerance and due diligence exemption, so that banks can "dare to lend, be willing to lend, be able to lend and be willing to lend".

　　Growth rate and number of small and micro loans in Shuang Sheng

　　This year, the first batch of supply chain bills in China, the first standardized bill for private enterprises, and the Suzhou Experimental Zone for Digital Credit Investigation of Small and Micro Enterprises … … In Jiangsu province, where the number of small and medium-sized enterprises exceeds 3 million and accounts for more than 90% of the total number of enterprises, these financial innovations have continuously broadened the financing channels for small and medium-sized enterprises.

　　Guo Xinming, president of Nanjing Branch of China People’s Bank, said that through the long-term mechanism and capacity building of "dare to lend, be willing to lend, be able to lend", the related work has achieved remarkable results. At the end of July, the balance of local and foreign currency loans of financial institutions in the province was 15.1 trillion yuan, up 16.4% year-on-year, and the growth rate was 1.8 percentage points higher than that of the same period last year.

　　In Sichuan Province, there are more than 4.8 million individual industrial and commercial households, accounting for more than 70% of the market participants. The People’s Bank of China, together with the Market Supervision Bureau and the Private Office, launched the "Financial Manna" action plan for individual industrial and commercial households, focusing on individual industrial and commercial households without loans, and carried out the cultivation of first loan financing; Promote the improvement of financing level for individual industrial and commercial households with loans. By the end of July, the loan balance of individual industrial and commercial households in Sichuan was 284.5 billion yuan, a year-on-year increase of 14.8%, which was higher than the average growth rate of various loans. The number of new loan households is 58,000.

　　"Under the guidance of supervision and the joint support of various policies, banking financial institutions have continued to increase innovation, and the credit supply of small and micro enterprises has shown a rapid growth trend." Mao Hongjun, the first-level inspector of China Banking and Insurance Regulatory Commission inclusive finance Department, said.

　　The data shows that as of the end of July this year, the loan balance of small and micro enterprises nationwide was 40.83 trillion yuan, an increase of 10.62% over the beginning of the year. Among them, the balance of Pratt & Whitney small and micro enterprise loans with a total credit of 10 million yuan or less per household was 13.91 trillion yuan, nearly doubling the balance compared with the beginning of 2018; Compared with the beginning of the year, the growth rate was 19.2%, which was 10.43 percentage points higher than the growth rate of various loans; The number of households with loan balance was 23,971,600, an increase of 2,852,300 compared with the beginning of the year, and the goal of "Shuang Sheng" in terms of growth rate and number of households was achieved in stages.

　　"Dare to lend and be willing to lend" adds endogenous motivation

　　In the past, small and micro enterprise loans often faced such problems. "Why are the grassroots institutions and personnel of banks reluctant to lend and unwilling to lend? Because it is not cost-effective, low performance or no performance. Why are you afraid of lending and afraid to lend? Because of the high non-performing rate and fear of accountability. Establishing and improving the mechanism of lending to small and micro enterprises is, in the final analysis, to solve the endogenous motivation problem of banks serving small and micro enterprises. " Mao Hongjun said.

　　In recent years, China Banking and Insurance Regulatory Commission has issued a series of differentiated regulatory incentive policies and guiding measures in the aspects of capital, internal assessment, risk management and due diligence exemption, so as to solve the problems of reluctance to lend and fear of lending.

　　For example, the differentiation of funds, that is, by guiding the internal capital transfer pricing of commercial banks to give preferential loans to small and micro enterprises, solves the problem that small and micro loans at the grassroots level of banks are not cost-effective. At present, national commercial banks give loans to small and micro enterprises at least 50 basis points in the internal fund transfer pricing, and some banks’ preferential efforts have reached more than 100 basis points.

　　In terms of risk management differentiation, the regulatory policy has clearly stated that the non-performing rate of inclusive small and micro enterprise loans can be higher than the tolerance of non-performing rate of various loans within 3 percentage points. In view of this year’s epidemic situation, it is especially proposed that commercial banks can appropriately increase the tolerance of non-performing loans to branches in areas seriously affected by the epidemic situation.

　　"These differentiated guiding policies and requirements, we have specially set indicators for assessment, in order to supervise the ‘ Baton ’ Guide and urge banks ‘ Make up short board and forge long board ’ Continuously deepen the construction of institutional mechanisms. " Mao Hongjun said.

　　Strong service skills of "being able to lend and lending"

　　"Dare to lend, willing to lend" is mainly a mechanism problem, while "ability to lend, will lend" is more a problem of ability, which requires the professional service ability of banks.

　　Focus on solving the problem of "no loans". In Sichuan, the People’s Bank of China supported corporate institutions to replenish capital through multiple channels, eased the constraint of capital on credit growth, and used the central bank’s refinancing to increase banks’ low-cost loanable funds. At the end of August, the province’s refinancing balance increased by 63.2% year-on-year. From January to August, banks in the province put 232 credit products into the market, including 71 credit loan products.

　　Improve the professionalism of banking institutions’ "meeting loans". In Jiangsu, banking institutions actively carry out financial product innovation of small and medium-sized enterprises, and improve the financial service ability of "direct access to small and micro enterprises". By the end of July, 107 banking institutions in Jiangsu Province had lent 101.2 billion yuan to 105,000 small and medium-sized enterprises relying on 230 online financial products. At the same time, actively promote credit models such as "accounts receivable pledge financing", "micro-loan technology" and "credit factory" to help small and medium-sized enterprises "increase their credit coverage".

　　For talents, technology, products, information, etc., the regulators also actively promote the professional capacity building of banks. For example, in terms of technology, big data is used to help solve the bottleneck of "lack of information and lack of credit". Let banking financial institutions widely connect with information and data related to enterprises in the public sector, develop big data risk control models, conduct customer exploration, access and credit granting, and accurately "portrait" customers. On this basis, we will promote the "small micro-fast loan" model of online processing in the whole process and centralized approval of risk control in the background, effectively expanding the service coverage of small and micro enterprises. (Reporter Li Wei)